An Man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to Italy on business for two weeks and needs to borrow $5,000.
The bank officer tells him that the bank will need some form of security for the loan, so the Man hands over the keys to a new Ferrari.
The car is parked on the street in front of the bank. The Man produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan.